Remittance & Mobile Money Solutions

Millions of South Africans — and workers from across the continent — send money home every month. For many of them, getting that money there safely, quickly, and affordably is not a simple task. Zonge Business Solutions, a trading division of Zonge Technologies CC and an affiliate of ZongeTech, was built specifically to solve that problem. We facilitate cash remittances for migrant workers and mobile workers across South Africa, using electronic funds transfer, mobile money platforms, and a reliable logistics network to move money from where it is earned to where it is needed — securely and on time.

What services we provide

Domestic Worker Remittances
Many South African workers live and work in urban industrial hubs — Johannesburg, Ekurhuleni, Durban, Cape Town — while their families remain in rural towns and villages. We help these workers send money home without the delays, high fees, or access barriers that often come with traditional banking channels. Our domestic remittance service is fast, reliable, and designed around the realities of the people who use it — including those who do not have full banking access or who live in areas with limited financial infrastructure.
Cross-Border Remittances
outh Africa is home to a significant population of migrant workers from neighbouring countries including Zimbabwe, Mozambique, Lesotho, Malawi, and beyond. These workers need a reliable way to send money across borders to their families. We facilitate cross-border remittances using available electronic funds transfer services and mobile money solutions, applying competitive exchange rates and transparent transaction fees. We understand the regulatory requirements for cross-border money transfers and ensure every transaction is handled in a compliant and secure manner.
Mobile Money Integration
Smartphones and mobile wallets have transformed how money moves in Africa. We integrate with leading mobile money platforms to give our clients the flexibility to send and receive funds through the channels that work best for them and their recipients. For recipients in areas where bank branches are scarce, mobile money is often the most practical and accessible option. We work to keep our platform connections current so that our clients always have access to the most reliable and widely used options available.
Month-End Bulk Remittance Processing
Month-ends are our peak period. This is when large numbers of workers receive their wages and need to send money home at the same time. We plan and resource our operations specifically to handle this surge — maintaining the capacity to process high volumes quickly without compromising on accuracy or security. Employers and labour contractors with large workforces can also work with us to arrange structured, scheduled bulk remittance processing for their employees as a value-added benefit.
Financial Logistics & Last-Mile Delivery
Getting money to a recipient in a remote rural area requires more than a bank transfer. Where electronic options are limited, we use available logistics networks to ensure funds reach their destination. Our focus is always on the three qualities our clients value most: speed, security, and convenience. We monitor every transaction and follow up on any that do not complete as expected — because we understand that for many of our clients, this money is not discretionary. It pays school fees, buys food, and keeps families going.

How we work

Discussion
We start by understanding your situation. Whether you are an individual worker sending money home each month or an employer looking to set up a remittance arrangement for your workforce, we take the time to understand your needs, your recipients' access to financial services, and the most practical options available for your specific route and amount. There are no forms to fill in before we have had that first conversation.
Strategy
Once we understand your needs, we recommend the most suitable remittance method — electronic transfer, mobile money, or a combination — based on speed, cost, and accessibility for the recipient. For employers or repeat senders, we set up a simple, repeatable process that removes friction from every transaction going forward. We are transparent about all fees and exchange rates before any money moves.
Implementation
We process your remittance using the agreed method and channel. Every transaction is tracked from the moment it is initiated to the moment it is confirmed as received. We keep our systems and platform integrations up to date so that transfers go through without unnecessary delays. For month-end periods, we scale our operations in advance to ensure we can process your transaction even at peak demand.
Results
You and your recipient receive confirmation once the transfer is complete. We maintain a full record of every transaction for your reference. Our performance standard is clear: the right amount reaches the right person, by the agreed method, within the agreed timeframe. If something goes wrong — which is rare — we investigate immediately and resolve it without passing the problem back to you.
Support
We are available to assist before, during, and after every transaction. If a recipient has not received funds as expected, contact us and we will track it down. For regular senders, we build a transaction history that makes future transfers quicker and simpler. Our goal is to become the most reliable part of your monthly financial routine — something you can depend on without thinking twice.

PRICING

How We Charge

We charge a competitive service fee per transaction. The fee is stated clearly before you confirm any transfer — there are no hidden charges and no surprises after the fact. For cross-border transactions, we also earn a small margin on the exchange rate applied. We will always tell you the rate we are using before you proceed, so you know exactly what your recipient will receive.

For employers and labour contractors processing remittances on behalf of multiple workers, we offer structured fee arrangements based on volume. Contact us to discuss what works for your organisation.

There are no monthly subscription fees and no minimum transaction requirements for individual senders. You pay only when you send.

Our services
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